Insurance Cost Estimator
Estimate life and health insurance needs for your growing family.
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Medical Disclaimer: This tool is for educational and informational purposes only. It does not provide medical advice, diagnosis, or treatment. Results are estimates only. Always consult a qualified healthcare professional for medical decisions. In an emergency, call 995 (Singapore) immediately.
Child Insurance in Singapore: What You Need
Integrated Shield Plan (IP)
MediShield Life covers basic hospitalisation. An IP tops up to Class B1 or A ward, with or without a rider. All SC babies are auto-enrolled in MediShield Life at birth.
Critical Illness (CI) Rider
Pays a lump sum if your child is diagnosed with a listed condition (cancer, heart defect, etc.). Premium locks in at birth - Cheapest to buy young.
Whole Life Policy
Permanent coverage with cash value. Child policies often include a CI multiplier until age 70. Premium waiver if parent dies.
Personal Accident
Covers fractures, burns, accidental death. Inexpensive (SGD 100–200/yr). Good supplement for active toddlers.
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