College Savings Calculator
Plan your child's education fund from birth.
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Medical Disclaimer: This tool is for educational and informational purposes only. It does not provide medical advice, diagnosis, or treatment. Results are estimates only. Always consult a qualified healthcare professional for medical decisions. In an emergency, call 995 (Singapore) immediately.
Education Costs in Singapore (2024)
| Level | Local (govt) | Local (private) | Overseas |
|---|---|---|---|
| Preschool (3yr) | SGD 3–15K/yr | SGD 10–30K/yr | N/A |
| Primary (6yr) | SGD 6–8K total | SGD 60–120K total | N/A |
| Secondary (4yr) | SGD 4–6K total | SGD 50–100K total | N/A |
| Junior College | SGD 3–5K total | SGD 30–60K total | N/A |
| University (4yr) | SGD 30–50K total | SGD 50–100K total | SGD 100–300K total |
CPF Ordinary Acct
2.5%/yr
Safe, predictable. Use for SRS/MA top-ups too.
Endowment Plans
3–4%/yr
Insurance + savings. Lock-in for 15–18 years.
ETF / Unit Trust
5–8%/yr
Higher return, higher volatility. Long runway helps.
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