Savings Goal Calculator

Set and track savings goals for your family.

Enter Your Details

How to Use the Savings Goal Calculator

Set and track savings goals for your family.

1. Enter

Add the details requested in the form. Use the most recent measurements, dates, or figures you have.

2. Review

Read the result together with the notes below it. Estimates are most useful when you compare them with your own context.

3. Act

Save the result, try a related tool, or speak with a doctor, lactation consultant, childcare provider, or financial adviser when needed.

Singapore note: check your estimate against Baby Bonus, CDA, MediSave, CPF, ECDA subsidy, and employer benefit rules before making financial decisions.

Medical Disclaimer: This tool is for educational and informational purposes only. It does not provide medical advice, diagnosis, or treatment. Results are estimates only. Always consult a qualified healthcare professional for medical decisions. In an emergency, call 995 (Singapore) immediately.

Education Costs in Singapore (2024)

LevelLocal (govt)Local (private)Overseas
Preschool (3yr)SGD 3–15K/yrSGD 10–30K/yrN/A
Primary (6yr)SGD 6–8K totalSGD 60–120K totalN/A
Secondary (4yr)SGD 4–6K totalSGD 50–100K totalN/A
Junior CollegeSGD 3–5K totalSGD 30–60K totalN/A
University (4yr)SGD 30–50K totalSGD 50–100K totalSGD 100–300K total
CPF Ordinary Acct
2.5%/yr

Safe, predictable. Use for SRS/MA top-ups too.

Endowment Plans
3–4%/yr

Insurance + savings. Lock-in for 15–18 years.

ETF / Unit Trust
5–8%/yr

Higher return, higher volatility. Long runway helps.

Full Family Finance Guide →

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