Baby Bonus Scheme - How Much You Get
The Baby Bonus has two components: a Cash Gift paid directly to parents, and a Child Development Account (CDA) where the government matches your savings dollar-for-dollar. Read our full Baby Bonus Guide or use our Expense Calculator to factor these amounts into your budget.
| Birth Order | Cash Gift | CDA Top-Up (govt) | CDA Match Cap | Total Potential |
|---|---|---|---|---|
| 1st child | $11,000 | $3,000 | $3,000 | $17,000 |
| 2nd child | $11,000 | $3,000 | $6,000 | $20,000 |
| 3rd child | $13,000 | $3,000 | $9,000 | $25,000 |
| 4th child+ | $13,000 | $3,000 | $9,000 | $25,000 |
Baby Bonus is for Singapore Citizens. Child Development Account funds can be used at approved institutions - Childcare, enrichment, medical.
Real First-Year Cost Breakdown (Singapore, 2025)
Estimates based on average Singapore costs. Highly variable depending on birth type (public hospital vs. private - Compare options in our Singapore Hospital Guide), childcare choice, breastfeeding vs. formula, and lifestyle. Calculate your own with our Cost of Baby Calculator.
Hospital & Delivery
$2,500 – $14,000Baby Essentials (One-Time)
$1,800 – $5,800Feeding (Annual)
$100 – $3,900Childcare (Annual)
$3,600 – $18,000Healthcare (Annual)
$500 – $2,200Diapers & Consumables
$1,500 – $3,100Estimated Year 1 total: $9,000-40,000+ depending on birth type and childcare choice. After Baby Bonus, Medisave claims, and ECDA subsidies, the real cost for median-income families is typically $15,000-22,000 in Year 1.
Maternity & Paternity Leave in Singapore
Leave entitlements depend on citizenship of the child and employment type. Planning your parental leave well also involves understanding your baby's early months - See the Baby Month by Month Guide to set expectations for months 1–6. Use our Parental Leave Calculator to calculate your exact pay during leave.
| Leave Type | Eligibility | Duration | Who Pays |
|---|---|---|---|
| Government-Paid Maternity (GPML) | SC or PR child, employed ≥ 3 months | 16 weeks paid | Employer + Government up to $10,000/wk cap |
| Employer-Paid Maternity | Non-SC/PR child, employed ≥ 3 months | 8 weeks paid | Employer fully |
| Government-Paid Paternity (GPPL) | SC child, employed ≥ 3 months | 4 weeks paid | Government up to $2,500/wk cap |
| Shared Parental Leave (SPL) | SC child, by agreement with employer | 4 of 16 weeks shared | Government-paid |
| Unpaid Infant Care Leave | Child under 2, employed | 6 days/year (each parent) | Unpaid |
| Childcare Leave (CCL) | Child under 7, employed ≥ 3 months | 6 days/year (each parent) | 3 days employer + 3 days govt |
Source: Ministry of Manpower (MOM) and Government-Paid Leave (GPL) guidelines as of 2025. Self-employed have separate entitlements.
Key Grants & Subsidies at a Glance
For prenatal consultations and delivery. Claimable from your Medisave account.
All insured mothersDeposited into your GIRO account in instalments over 18 months.
SC parentsFirst Top-Up to your child's CDA when you open one within 12 months of birth.
SC parentsGovernment matches every dollar you deposit into the CDA, up to the cap.
SC parentsFor infant care. Income-tested. Singaporeans get higher subsidy.
Employed mothersAdditional means-tested support for lower-income families.
Gross income < $12,000Singapore Family Benefits at a Glance
Beyond the Baby Bonus, there are several other financial benefits that Singapore families with young children should know about. Here is a quick summary of the key schemes.
S$11,000 for 1st and 2nd child, S$13,000 for 3rd child and beyond. Paid in instalments over 18 months into your designated GIRO account. Available to Singapore Citizens only.
The government matches every dollar you deposit into your child's CDA, dollar for dollar. The co-match cap is S$3,000 for the 1st child, S$6,000 for the 2nd child, and up to S$9,000 for the 3rd and beyond. Funds can be used at approved childcare centres, polyclinics, and medical institutions.
Employed Singapore Citizen mothers can claim WMCR as a percentage of their earned income. The relief is 15% for the 1st qualifying child, 20% for the 2nd, and 25% for the 3rd and beyond. This is claimed during annual income tax filing via myTax Portal (IRAS).
A one-time tax rebate for Singapore Citizen parents. S$5,000 for the 1st child, S$10,000 for the 2nd, and S$20,000 for the 3rd and beyond. Unused PTR can be shared between spouses and carried forward to future years.
Families with a Singapore Citizen child under 16, or caring for an elderly parent or person with disabilities, may qualify for a concessionary FDW levy of S$60 per month (compared to the standard S$300). Only one concession rate per household. Apply via MOM's e-Service portal.
Source: MSF, IRAS, MOM as of 2025. Always verify current amounts via the official government portal at go.gov.sg.